Disclaimer

Not financial advice

Kitchen Table Finance is a personal finance publication for education and entertainment purposes only.

Nothing on this website — including articles, guides, calculators, tools, emails, or any other content — constitutes financial advice. Nothing on this site should be taken as a recommendation to buy, sell, or hold any financial product, or to take any specific financial action.

Every person's financial situation is different. What worked for us, or for someone we've written about, may not be right for you.

Always seek independent regulated financial advice before making financial decisions. You can find a regulated financial adviser through the FCA register at register.fca.org.uk or through Unbiased at unbiased.co.uk.

Not a financial services firm

Kitchen Table Finance is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide financial advice, investment advice, tax advice, or legal advice.

Accuracy

We work hard to make sure the information on this site is accurate and up to date. However:

• Tax thresholds, interest rates, legislation, and scheme rules change. Always verify current figures with an official source before acting on them.
• Case studies and examples are illustrative. Real outcomes will vary.
• Links to third-party websites are provided for information only. We are not responsible for the content or accuracy of external sites.

Affiliate relationships

Some links on this site are affiliate links. If you click one and make a purchase or sign up, we may earn a commission. This is at no extra cost to you and does not influence what we write. All affiliate relationships are disclosed in the relevant content.

We only recommend products and services we believe are genuinely useful. Affiliate income helps keep Kitchen Table Finance free to access.

Liability

To the fullest extent permitted by UK law, Kitchen Table Finance accepts no liability for:

• Any financial loss arising from reliance on content published on this site
• Any decisions made based on information found here
• Any errors or omissions in the content

Your responsibility

You are responsible for your own financial decisions. Please use the information on this site as a starting point for your own research, not as a substitute for professional advice.

Questions about this disclaimer? Email hello@kitchentablefinance.co.uk